All funerals are different and therefore vary greatly in price. We are completely willing to discuss all costs with you in an open an honest way and work with your available budget to provide a personal and meaningful funeral service. We are always available to provide you with information about funeral choices and the associated costs, as well as to answer any niggling questions that you may have. Please also be assured that there are never any ‘silly’ questions.
You may be advised to phone around a number of funeral directors to seek alternative quotations for the funeral. Please be assured that this is quite acceptable and don’t feel embarrassed to ask us about prices. We know that there are other funeral companies who are significantly more expensive than us and these tend to be the ones who are part of larger groups such as the Co-op or Dignity, who are answerable to a group of shareholders. Some funeral companies charge less than us, and these tend to be smaller, one man bands that tend not to invest as heavily in staff training and standards as we do at Rosedale, and we truly believe that you get what you pay for. We pride ourselves on offering an exceptional service at affordable cost and we believe that we provide the best value for money in South Norfolk and North Suffolk.
At Rosedale we recognise that funerals can be expensive and many people struggle with the cost. Rosedale have signed the Quaker Social Action Fair Funeral Pledge which means that we are committed to charge clear prices for our goods and services and we display these prices and communicate them in initial conversations.
There are many different types of funeral, from a very elaborate occasion or a traditional service that most of us are familiar with, through to a simpler funeral or even what has become known as Direct Cremation.
A traditional funeral may cost from £2540 for our charges. This includes our professional services, advice on registration, certification and memorialisation, handling of donations, caring for your loved one, an oak veneered coffin, use of our chapel of rest (including evenings and weekends) and the provision of a hearse and limousine, funeral director and up to six bearers on the day of the funeral. For other choices of coffin such as solid wood coffin, willow or even a bespoke picture coffin, or other choices of transport, such as a horse drawn or Rolls Royce hearse then obviously you should expect the price to change accordingly.
Simple funeral package
For those for whom cost is an important factor or indeed a concern, we offer a subsidised simple funeral package from £1,950 which is designed to support families financially at a difficult time, particularly those who may be in receipt of benefits or who would otherwise struggle to meet the costs of a traditional funeral. This includes our professional services, advice on registration and certification and caring for your loved one although there may be some restrictions as to the day and/or time when the funeral can take place. A simple coffin is included, as is the hearse and up to four bearers. An additional charge may have to be made if six bearers are required.
Third party costs
Whichever funeral option you choose, you would have to pay certain third party costs which are unavoidable.
Crematorium fee – from £590
Doctor’s fee’s £164 – unless the Coroner is involved
Churchyard burial fee – £473
Gravedigging fee – from £300
Although there is no requirement to appoint a Minister or Celebrant most families choose to do so, and their costs start from £178.
For third party cemetery burial fees, please enquire as costs vary.
You should also bear in mind the costs of other options, such as the provision of a notice in the local newspaper, catering and flowers.
Concerned about costs?
For families who are concerned about costs, there are other ways in which we can support you, such as the free loan of a spray of silk flowers for the coffin, or help and advice as to whether you would be eligible to apply for financial assistance from the Government towards the funeral costs.
Once we have made the funeral arrangements with you, you will be given a written estimate of the costs. Any third party payments will need to be paid in advance of the funeral. We do not add anything onto third party payments, but do receive a small commission from certain parties such as the newspapers to help cover our administration costs. The other costs won’t be payable until after the funeral.
If you think you will have difficulty in paying for the funeral, please be honest with us. If you tell us your situation we can offer advice – there are often ways that costs can be eliminated or scaled down to make a funeral affordable whilst still being personal and meaningful and we are here to help. If we don’t know, we can’t help so please don’t be embarrassed. Funeral poverty is becoming a growing problem for many people, where the cost of a funeral is beyond the person’s ability to pay. This is not an uncommon situation and we are familiar with advising families who find themselves in this position.
In cases where families are waiting for probate, we can liaise with your solicitor regarding delayed payment.
There is an alternative option of Direct Cremation that we also offer, please click here to find out more information.
GETTING HELP WITH FUNERAL COSTS
There are many places where financial assistance towards the cost of the funeral can be obtained. We have much experience of accessing financial support for families and are here to help and advise you with this.
Specifically, financial help is available through the Department of Work & Pensions (DWP) online, by their dedicated Helpline or via your local Jobcentre.
The Social Fund payment is specifically aimed at the cost of a funeral: Helpline – 0345 6036967
Download a claim form for the Social Fund Payment here from the Department of Work & Pensions.
Social Fund Payment
Help towards the cost of a funeral is available for those dependent on receipt of one of the following benefits:
- Income Support
- Income-based Jobseekers Allowance
- Employment and Support Allowance (income-related)
- Pension Credit
- Housing Benefit
- Council Tax Benefit
- Working Tax Credit where disability or severe disability element is included in the award.
- Child Tax Credit at a rate higher than the family element.
Bereavement Support Payment
The Bereavement Support Payment provides a one-off lump sum payment followed by 18 monthly payments and now extends eligibility for these payments to those people under the age of 45 years.
There are two rates of support with Bereavement Support Payments:
For claimants with dependent children or who are pregnant:
£3500 lump sum payment, followed by 18 monthly payments of £350
For claimants without dependent children and are not pregnant:
£2500 lump sum payment, followed by 18 monthly payments of £100
Helpline – 0345 6088601
Download a claim form for the Bereavement Support Payment here from the Department of Work & Pensions.
A translation service is provided on both Helplines for those persons whose first language may not be English.
- All claimants must have been married to or in a civil partnership with the deceased. There are no payments for those people living together as a couple without being married or in a civil partnership, regardless whether they have children of not.
- The deceased spouse or civil partner must usually have paid National Insurance, however contribution requirements have been reduced under the new system.
- Bereavement Support Payments are not means tested, are tax free and do not affect existing means-tested benefits claims.
- The age limit of 45 years has been removed, allowing younger bereaved partners access to the payments for the first time.
- Marrying, cohabiting or entering a civil partnership will not affect the eligibility to continue to receive Bereavement Support Payments.
If you find that you are not eligible to make a claim there are other sources of finance that you may consider:-
- money in a bank, building society or post office account.
- money from insurance policies
- money from an occupational pension scheme
- money from a burial club
- any savings or cash of the person who has died
- contributions towards the cost of the funeral from relatives, friends or charities
It is also worth enquiring if the person who died has taken out a pre-paid funeral plan. More and more people are doing this these days, as a means of putting their affairs in order, often at the same time as writing or updating their wills. If you would like more information about pre-paid funerals, please contact us.