Why choose a pre-paid plan?

We offer a range of pre-paid funeral plans, including traditional funerals, environmentally friendly funerals or direct cremations.  Taking out a plan can reduce the worry and financial burden for your family, You can fix the cost of our professional funeral directing services and make a contribution to third party costs which are outside of our control. Funeral plan funds are held securely and every penny is ring-fenced until the funeral service is required.

What is a funeral plan?

A pre-paid funeral plan is the easy way to arrange and make provision for your funeral in advance, whilst helping to protect your loved ones against unexpected costs and uncertainty about your final wishes.

The advantages of a pre-paid plan

Many people wish to make financial provision for their funeral and a funeral pre-paid plan is a caring, sensible and cost-effective way to do so. By taking some time now you can provide both financial and practical help for your loved ones in the future. It can be comforting and reassuring to know you’ve taken care of these essential arrangements. What’s more, putting plans in place needn’t be as difficult as you might think.

  • Range of funeral plans available – choose from set plans or a personal plan
  • Easy payment options – pay by lump sum or manageable monthly installments
  • Rosedale is a family run business and we pride ourselves on our care for our families

If you have already purchased a pre-paid funeral plan and wish to transfer this to Rosedale Funeral Home, we would be happy to advise you about this.

Crackdown on rogue pre-paid funeral sellers to stop the vulnerable being ripped off

A crackdown on “dishonest” pre-paid funeral plan providers has been announced by HM Treasury – which is proposing bringing the sector under the regulation of the Financial Conduct Authority (FCA).

We welcome the recent announcement of a HM Treasury consultation regarding the regulation of pre-paid funeral plans.

We have for some time expressed concerns over the sales tactics and financial security offered by some plan providers, and share the concerns published by Fairer Finance around high commissions that could encourage poor sales practices in a market that has a potentially more vulnerable target customer group, as well as a lack of regulation.

When funeral plans are arranged with the involvement of a funeral director and put in place with a reputable funeral plan provider they offer value for money and peace of mind. Customers take great comfort from knowing that their funeral arrangements are in place.  However when they are arranged by following up direct mailings, cold calling or television advertising, without actually sitting down and going through the details with a qualified caring professional, they can often lead to misunderstanding and disappointment.

The plan provider that we work with is Ecclesiastical Planning Services and it is one of the only plan providers to hold the full amount of the customer’s funeral pre-payment for the provision of the funeral and they use guaranteed whole of life policies to achieve this, ensuring funds are ring-fenced and secure until the time of the funeral.

It goes without saying that both Rosedale Funeral Home and Ecclesiastical Planning Services remain fully committed to financial probity and honest and ethical working practices.