Why choose a funeral plan?

We offer a range of pre-paid funeral plans, including traditional funerals, environmentally friendly funerals or direct cremations.  Taking out a plan can reduce the worry and financial burden for your family, You can fix the cost of our professional funeral directing services and make a contribution to third party costs which are outside of our control. Funeral plan funds are held securely and every penny is ring-fenced until the funeral service is required.

What is a funeral plan?

A pre-paid funeral plan is the easy way to arrange and make provision for your funeral in advance, whilst helping to protect your loved ones against unexpected costs and uncertainty about your final wishes.

The advantages of a pre-paid plan

Many people wish to make financial provision for their funeral and a funeral pre-paid plan is a caring, sensible and cost-effective way to do so. By taking some time now you can provide both financial and practical help for your loved ones in the future. It can be comforting and reassuring to know you’ve taken care of these essential arrangements. What’s more, putting plans in place needn’t be as difficult as you might think.

  • Range of funeral plans available – choose from set plans or a personal plan
  • Easy payment options – pay by lump sum or manageable monthly instalments
  • Rosedale is a family run business and we pride ourselves on our care for our families

If you have already purchased a pre-paid funeral plan and wish to transfer this to Rosedale Funeral Home, we would be happy to advise you about this.

Planning your own funeral

Most of us, as we get older, expect to provide for our funeral expenses. We’re not morbid, it’s to do with independence, responsibility and leaving things in order for our relatives and friends.

We don’t often talk about it – because there’s no need to – but the fact is that funerals cost money and we want to help take care of the cost.

Pre-planned funerals are something many people are deciding to arrange for themselves, which we are very happy to help with.

Pre-planning your funeral in advance may especially suit:

  • Those with no one capable or willing to make funeral arrangements at the time of their death
  • Those who have definite wishes about their funeral and want to be sure that these wishes are known and incorporated into the funeral
  • Those who simply want to offer some guidelines to their loved ones regarding their funeral arrangements

Funeral wishes

If you don’t wish or don’t currently have the available funds to purchase a pre-paid funeral plan, you can still record your funeral wishes and get your affairs in order. Please find below a link to our ‘Planning for the Future’ leaflet, which aims to guide you through the process of pre-planning your funeral, and also help your relatives and the executors to your will by indicating your wishes clearly.

Rosedale Funeral Home has put together a useful guide for those wishing to share their wishes for their own funeral with their friends and family which is available to download here:

'Planning for the Future' guide

“Death never takes a wise man by surprise – he is always ready to go”

(Jean de la fontaine 1621 – 1695)

 

Terms and conditions apply to funeral plans – please ask for details.

Crackdown on rogue pre-paid funeral sellers to stop the vulnerable being ripped off

A crackdown on “dishonest” pre-paid funeral plan providers has been announced by HM Treasury – which is proposing bringing the sector under the regulation of the Financial Conduct Authority (FCA).

We welcome the recent announcement of a HM Treasury consultation regarding the regulation of pre-paid funeral plans.

We have for some time expressed concerns over the sales tactics and financial security offered by some plan providers, and share the concerns published by Fairer Finance around high commissions that could encourage poor sales practices in a market that has a potentially more vulnerable target customer group, as well as a lack of regulation.

When funeral plans are arranged with the involvement of a funeral director and put in place with a reputable funeral plan provider they offer value for money and peace of mind. Customers take great comfort from knowing that their funeral arrangements are in place.  However when they are arranged by following up direct mailings, cold calling or television advertising, without actually sitting down and going through the details with a qualified caring professional, they can often lead to misunderstanding and disappointment.

The plan provider that we work with is Ecclesiastical Planning Services and it is one of the only plan providers to hold the full amount of the customer’s funeral pre-payment for the provision of the funeral and they use guaranteed whole of life policies to achieve this, ensuring funds are ring-fenced and secure until the time of the funeral.

It goes without saying that both Rosedale Funeral Home and Ecclesiastical Planning Services remain fully committed to financial probity and honest and ethical working practices.